{"id":12221,"date":"2024-08-26T09:44:28","date_gmt":"2024-08-26T13:44:28","guid":{"rendered":"https:\/\/www.kogan-disalvo.com\/?p=12221"},"modified":"2024-09-24T14:04:23","modified_gmt":"2024-09-24T18:04:23","slug":"what-factors-can-affect-the-value-of-my-car-accident-claim","status":"publish","type":"post","link":"https:\/\/www.kogan-disalvo.com\/car-accident\/what-factors-can-affect-the-value-of-my-car-accident-claim\/","title":{"rendered":"What Factors Can Affect The Value Of My Car Accident Claim?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.kogan-disalvo.com\/car-accident\/what-factors-can-affect-the-value-of-my-car-accident-claim\/#Severity_of_Injuries\" >Severity of Injuries<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.kogan-disalvo.com\/car-accident\/what-factors-can-affect-the-value-of-my-car-accident-claim\/#Medical_Expenses\" >Medical Expenses<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.kogan-disalvo.com\/car-accident\/what-factors-can-affect-the-value-of-my-car-accident-claim\/#Property_Damage_and_Lost_Wages\" >Property Damage and Lost Wages<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.kogan-disalvo.com\/car-accident\/what-factors-can-affect-the-value-of-my-car-accident-claim\/#Pain_and_Suffering\" >Pain and Suffering<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.kogan-disalvo.com\/car-accident\/what-factors-can-affect-the-value-of-my-car-accident-claim\/#Liability\" >Liability<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.kogan-disalvo.com\/car-accident\/what-factors-can-affect-the-value-of-my-car-accident-claim\/#Insurance_Policy_Limits\" >Insurance Policy Limits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.kogan-disalvo.com\/car-accident\/what-factors-can-affect-the-value-of-my-car-accident-claim\/#Evidence_and_Documentation\" >Evidence and Documentation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.kogan-disalvo.com\/car-accident\/what-factors-can-affect-the-value-of-my-car-accident-claim\/#Legal_Representation\" >Legal Representation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.kogan-disalvo.com\/car-accident\/what-factors-can-affect-the-value-of-my-car-accident-claim\/#Kogan_DiSalvo_Can_Help_You_with_Your_Car_Accident_Claim\" >Kogan &amp; DiSalvo Can Help You with Your Car Accident Claim<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>Florida is one of a few states that use a no-fault insurance system. This means that if you are involved in a car accident, you would first turn to your insurance coverage for compensation for your medical bills and other losses or damages. However, you can file a claim against the at-fault driver if your injuries meet specific criteria.<\/p>\n\n\n\n<p>If you are involved in a car accident, contacting a <a href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/car-accident-lawyer\/\" target=\"_blank\" rel=\"noreferrer noopener\">car accident attorney<\/a> is in your best interest to help you with your case. <a href=\"https:\/\/www.kogan-disalvo.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Kogan &amp; DiSalvo Personal Injury Lawyers<\/a> have the knowledge and expertise to help you get the most out of your car accident claim. We will also help you understand how the following factors can affect the value of your car accident claim.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Severity_of_Injuries\"><\/span>Severity of Injuries<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The severity of your injuries in a car accident is a&nbsp;<a href=\"https:\/\/www.forbes.com\/advisor\/legal\/auto-accident\/typical-car-settlement-amounts\/\" target=\"_blank\" rel=\"noreferrer noopener\">significant factor<\/a>&nbsp;that affects settlement amounts. A&nbsp;Martindale-Nolo survey&nbsp;was conducted in 2020, and results showed that injured car accident victims were awarded an average of $29,700 instead of the typical compensation average of $8,200.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Medical_Expenses\"><\/span>Medical Expenses<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Medical expenses&nbsp;are one of the most significant factors that affect the value of your car accident claim. The type of injury and how bad the injury was directly impacts the settlement amount for your car accident.&nbsp;<\/p>\n\n\n\n<p>You must understand that insurance companies are only responsible for paying for reasonable and necessary medical expenses. The insurance company can legally deny compensation if your medical bills are extreme or far over what is typical for your injuries.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Property_Damage_and_Lost_Wages\"><\/span>Property Damage and Lost Wages<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Financial loss, such as <a href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/car-accident-lawyer\/can-i-claim-lost-wages-after-a-car-accident-in-florida\/\">lost wages<\/a> and property damage, also determines car accident settlement amounts. The settlement for a car accident is there to make the victim whole after the losses sustained. The settlement amount should account for lost wages due to missed work, property damage, and medical bills.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pain_and_Suffering\"><\/span>Pain and Suffering<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>There are two types of&nbsp;<a href=\"https:\/\/www.nolo.com\/legal-encyclopedia\/how-pain-suffering-determined-car-accident-case.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">pain and suffering<\/a>&nbsp;that you can be compensated for in a car accident claim: physical pain and suffering due to injury and mental anguish from the <a href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/car-accident-lawyer\/rotator-cuff-tears\/\">physical injury<\/a>.<\/p>\n\n\n\n<p>However, it is difficult to calculate an individual&#8217;s pain and suffering because everyone has different pain thresholds. So, to say that everyone\u2019s pain and suffering should be calculated equally is a false claim.<\/p>\n\n\n\n<p>Also, considering Florida is a no-fault state, if your injuries do not meet the state&#8217;s threshold for filing a liability claim against the at-fault driver, \u201cpain and suffering\u201d will not be calculated into the insurance company settlement amount.\u00a0Sustaining a permanent injury or a permanent aggravation to a pre-existing condition is necessary to recover pain and suffering damages.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Liability\"><\/span>Liability<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Florida is a contributory negligence state. That means if you, the injured victim, are more than 50% liable (responsible) for causing the accident,&nbsp; you will recover nothing from the defendant or their insurance company. If you are less than 50% at fault, you are able to recover your damages (reduced by any percentage of liability (responsibility) attributed to you.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Insurance_Policy_Limits\"><\/span>Insurance Policy Limits<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Most states require people to carry liability insurance in case of car accidents. If the policyholder is at fault in an accident, their insurance company will compensate injured parties up to the policy limit.&nbsp;<\/p>\n\n\n\n<p>If the total cost of damages exceeds the policy limit, the insurance company will not pay the excess amount. You can file a claim against the at-fault driver, but you will most likely only be compensated if they have the extra funds available.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Evidence_and_Documentation\"><\/span>Evidence and Documentation<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Proper&nbsp;<a href=\"https:\/\/www.nolo.com\/legal-encyclopedia\/checklist-of-records-to-gather-after-a-car-accident.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">evidence to support<\/a>&nbsp;your claims in a <a href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/car-accident-lawyer\/lawsuit\/\" target=\"_blank\" rel=\"noreferrer noopener\">car accident lawsuit<\/a> is vital to winning your claim. You are a key witness involved in the accident, but if you do not have the evidence to back up what you are saying, no one is likely to believe you.&nbsp;<\/p>\n\n\n\n<p>Some of the types of evidence you should include in your claim include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Police reports<\/li>\n\n\n\n<li>Photographs<\/li>\n\n\n\n<li>Witness statements and testimony<\/li>\n\n\n\n<li>Medical records and bills<\/li>\n<\/ul>\n\n\n\n<p>With these <a href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/car-accident-lawyer\/evidence\/\" target=\"_blank\" rel=\"noreferrer noopener\">forms of evidence<\/a> by your side, your claim will be stronger, and you will be more likely to win.&nbsp;<\/p>\n\n\n\n<p>You should do these things directly following your car accident to ensure you have everything you need for your claim. You will want to talk to witnesses and collect their names and contact information for future contact if needed. Ensure you call the cops and get a police report.&nbsp;<\/p>\n\n\n\n<p>You will also want to get pictures of the accident scene, including damage to the vehicles involved, vehicle license plates and debris, skid marks, traffic signs and signals, road conditions, the exact location of the accident, and your injuries. Get the dashcam footage from both vehicles.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Legal_Representation\"><\/span>Legal Representation<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Having legal representation can also be a factor that affects the value of your car accident claim. The car accident lawyer you hire should have the knowledge and expertise to represent you to the best of their ability. They will help you gather evidence and all the necessary information to win your claim.<\/p>\n\n\n\n<p>They can also help by calculating all of the damages for your claim and help you negotiate a fair settlement with the insurance company. If negotiations do not go as planned, they can represent you in court to get you total <a href=\"https:\/\/www.kogan-disalvo.com\/fort-lauderdale-injury\/car-accident-lawyer\/damages\/\" target=\"_blank\" rel=\"noreferrer noopener\">compensation for damages<\/a>.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Kogan_DiSalvo_Can_Help_You_with_Your_Car_Accident_Claim\"><\/span>Kogan &amp; DiSalvo Can Help You with Your Car Accident Claim<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Car accident claims can be challenging to navigate. That\u2019s where Kogan &amp; DiSalvo Personal Injury Lawyers come in. We have the knowledge and expertise to help you navigate your car accident claim and get the best possible outcome. If you have questions or were <a href=\"https:\/\/www.kogan-disalvo.com\/florida-car-accident-lawyer\/\" target=\"_blank\" rel=\"noreferrer noopener\">involved in a car accident in Florida<\/a>,&nbsp;<a href=\"https:\/\/www.kogan-disalvo.com\/contact-us\/\" target=\"_blank\" rel=\"noreferrer noopener\">contact us<\/a>&nbsp;to schedule a free consultation to discuss and review your case today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Florida is one of a few states that use a no-fault insurance system. This means that if you are involved [&hellip;]<\/p>\n","protected":false},"author":31,"featured_media":4020,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_cgt_translated_page":false,"_cgt_alternative_url":"","_cgt_current_language":"","_cgt_original_post_id":0,"_cgt_original_language":"","_cgt_target_language":"","footnotes":""},"categories":[5],"tags":[],"class_list":["post-12221","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-accident"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What Factors Can Affect The Value Of My Car Accident Claim?<\/title>\n<meta name=\"description\" content=\"Learn what factors can impact the value of your car accident claim and how they influence compensation with insights from Kogan &amp; DiSalvo, P.A.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.kogan-disalvo.com\/car-accident\/what-factors-can-affect-the-value-of-my-car-accident-claim\/\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Factors Can Affect The Value Of My Car Accident Claim?\" \/>\n<meta property=\"og:description\" content=\"Learn what factors can impact the value of your car accident claim and how they influence compensation with insights from Kogan &amp; 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