{"id":2011,"date":"2019-05-16T13:09:23","date_gmt":"2019-05-16T13:09:23","guid":{"rendered":"https:\/\/koganinjury.wpengine.com\/?page_id=2011"},"modified":"2025-03-07T14:19:58","modified_gmt":"2025-03-07T19:19:58","slug":"health-insurance-and-boca-raton-bicycle-accidents","status":"publish","type":"page","link":"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/bicycle-accident-lawyer\/health-insurance\/","title":{"rendered":"Health Insurance and Boca Raton Bicycle Accidents"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/bicycle-accident-lawyer\/health-insurance\/#Seeking_Medical_Treatment_without_Health_Insurance\" >Seeking Medical Treatment without Health Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/bicycle-accident-lawyer\/health-insurance\/#How_Health_Insurance_Affects_Compensation\" >How Health Insurance Affects Compensation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/bicycle-accident-lawyer\/health-insurance\/#Could_a_Bicycle_Accident_Affect_Insurance_Rates\" >Could a Bicycle Accident Affect Insurance Rates?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/bicycle-accident-lawyer\/health-insurance\/#Contact_a_Bike_Accident_Attorney_in_Boca_Raton_Today\" >Contact a Bike Accident Attorney in Boca Raton Today<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>It is always beneficial to have health insurance, and it is convenient following an accident. This is especially true when one is in a bike accident that only involves themselves, an uninsured individual, or the bicyclist does not have an automobile insurance policy that has Personal Injury Protection benefits. To learn more about <strong>health insurance and Boca Raton bicycle accidents<\/strong>, reach out to a dedicated lawyer. Our <a href=\"\/boca-raton-injury\/bicycle-accident-lawyer\/\">experienced bicycle accident attorneys<\/a> at <a href=\"https:\/\/www.kogan-disalvo.com\/\">Kogan &amp; DiSalvo<\/a> could help you with your recovery.<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter ctamobile\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"tel:5613759500\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\"> Injured in a Bike Accident? Kogan &#038; DiSalvo Can Help <br>&nbsp;561-375-9500<\/a><\/div>\n\n\n\n<div class=\"wp-block-button aligncenter ctadesktop\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"\/contact-us\/\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\"> Injured in a Bike Accident? Kogan &#038; DiSalvo Can Help <br>&nbsp;Click Here<\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Seeking_Medical_Treatment_without_Health_Insurance\"><\/span>Seeking Medical Treatment without Health Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"363\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/06\/iStock-1419877131-hospital-exterior.jpg\" alt=\"Exterior of a building with a sign reading &quot;Hospital&quot;\" class=\"wp-image-8052\"\/><\/figure>\n\n\n\n<p>Following a bike accident, it is critical for injured individuals to <a href=\"https:\/\/www.kogan-disalvo.com\/videos\/when-should-i-contact-a-doctor-after-a-car-accident\/\">seek medical care as soon as possible<\/a>. It is <strong>not necessary for an individual to have health insurance<\/strong> to be treated for their injuries. The hospital must treat injured people even if the person does not carry health insurance. Therefore, if someone is injured in a bike collision and does not have health insurance, they do have options for obtaining medical treatment. For instance, an accomplished lawyer could help an injured victim find solutions and treatment options. By filing a claim, the compensation could pay for the <a href=\"https:\/\/www.kogan-disalvo.com\/videos\/who-pays-the-medical-bills-after-an-accident\/\">accident victim&#8217;s medical expenses<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Health_Insurance_Affects_Compensation\"><\/span>How Health Insurance Affects Compensation<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In Florida, there are at least two ways that one&#8217;s legal compensation can be limited by their use of health insurance. If a health insurance company has a contract with an injured person that includes a clause claiming the company\u2019s <strong>right to subrogation<\/strong>, the insurance company is entitled to be <strong>reimbursed for paid medical expenses<\/strong> if the injured person receives a settlement. Private health insurers, Medicare, Medicaid, and plans under the ACA are all entitled to repayment.<\/p>\n\n\n\n<p>It is also possible for a judge to reduce a claimant&#8217;s overall compensation to the amount actually paid by their health insurance. This is called <strong>post-trial setoff of collateral sources<\/strong>.<\/p>\n\n\n\n<p>The amount that the insurance company receives depends in part on the amount of the injured party\u2019s settlement. Medicare, for example, will <strong>reduce the amount they are owed<\/strong> by what is called the \u201ccost of procurement,\u201d which is the injured party\u2019s attorney\u2019s fees and costs.<\/p>\n\n\n\n<p>Injured individuals should consider retaining a lawyer who is familiar with health insurance and <strong>bicycle accidents in Boca Raton<\/strong>. An attorney could negotiate with the health insurance companies to help the victim recover as much compensation as possible.<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter ctamobile\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"tel:5613759500\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\"> Call Us Now for a Free Consultation <br>&nbsp;561-375-9500<\/a><\/div>\n\n\n\n<div class=\"wp-block-button aligncenter ctadesktop\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"\/contact-us\/\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\"> Contact Us Now for a Free Consultation <br>&nbsp;Click Here<\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Could_a_Bicycle_Accident_Affect_Insurance_Rates\"><\/span>Could a Bicycle Accident Affect Insurance Rates?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Being in a bicycle accident should not impact one&#8217;s health insurance rates. Unlike auto insurance where a motor vehicle crash could increase rates, a bicycle accident is no different than suffering any other injury or illness in the eyes of the health insurance company. A person&#8217;s <strong>health insurance rates should not increase<\/strong> when they get sick or injured in a bike collision.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Contact_a_Bike_Accident_Attorney_in_Boca_Raton_Today\"><\/span>Contact a Bike Accident Attorney in Boca Raton Today<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"364\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/06\/kogan-disalvo.jpg\" alt=\"The attorneys at Kogan &amp; DiSalvo in front of their office building\" class=\"wp-image-8027\"\/><\/figure>\n\n\n\n<p>Following a bike collision, <strong>you are not required to tell your health insurance company that you were in an accident<\/strong> the same way you would an automobile insurer. Instead, your lawyer could contact your health insurance company and give them a notice of your injury claim. This allows the health insurance company to assert its right to subrogation if it has one. For more information about health insurance and Boca Raton bicycle accidents, <a href=\"https:\/\/www.kogan-disalvo.com\/contact-us\/\">contact our lawyers at Kogan &amp; DiSalvo<\/a>. Let us help you recover from your injuries.<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter ctamobile\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"tel:5613759500\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\">Call Now to Speak With an Experienced Bike Accident Lawyer <br>&nbsp;561-375-9500<\/a><\/div>\n\n\n\n<div class=\"wp-block-button aligncenter ctadesktop\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"\/contact-us\/\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\">Contact Us Now to Speak With an Experienced Bike Accident Lawyer <br>&nbsp;Click Here<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>It is always beneficial to have health insurance, and it is convenient following an accident. This is especially true when [&hellip;]<\/p>\n","protected":false},"author":31,"featured_media":0,"parent":439,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_cgt_translated_page":false,"_cgt_alternative_url":"","_cgt_current_language":"","_cgt_original_post_id":0,"_cgt_original_language":"","_cgt_target_language":"","footnotes":""},"class_list":["post-2011","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Health Insurance and Boca Raton Bicycle Accidents in Florida<\/title>\n<meta name=\"description\" content=\"Call today to learn more about health insurance and Boca Raton bicycle accidents. Let Kogan &amp; DiSalvo help you recover from your injuries.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/bicycle-accident-lawyer\/health-insurance\/\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Health Insurance and Boca Raton Bicycle Accidents in Florida\" \/>\n<meta property=\"og:description\" content=\"Call today to learn more about health insurance and Boca Raton bicycle accidents. 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