{"id":3905,"date":"2021-11-03T08:00:00","date_gmt":"2021-11-03T08:00:00","guid":{"rendered":"https:\/\/kogandv.wpengine.com\/?p=3905"},"modified":"2025-09-09T12:53:22","modified_gmt":"2025-09-09T16:53:22","slug":"is-it-worth-getting-a-lawyer-for-a-car-accident","status":"publish","type":"post","link":"https:\/\/www.kogan-disalvo.com\/car-accident\/is-car-accident-lawyer-worth-it\/","title":{"rendered":"Is It Worth Getting a Lawyer for a Car Accident?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.kogan-disalvo.com\/car-accident\/is-car-accident-lawyer-worth-it\/#Reasons_to_Hire_a_Car_Accident_Lawyer\" >Reasons to Hire a Car Accident Lawyer<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.kogan-disalvo.com\/car-accident\/is-car-accident-lawyer-worth-it\/#Contact_a_Car_Accident_Lawyer_Today\" >Contact a Car Accident Lawyer Today<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong>Florida is a no-fault state. By design, the majority of car accident claims are resolved via payouts on drivers\u2019 personal injury protection (PIP) insurance.<\/strong><\/p>\n\n\n\n<p>The option to sue after a car accident is extremely limited. As a result, many people assume that they do not need to hire an attorney if they are hurt in a crash.<\/p>\n\n\n\n<p>If an accident causes only property damage and\/or minor injury, you may not need a lawyer to resolve your claim. However, you should absolutely talk to a <a href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/car-accident-lawyer\/\">car crash attorney<\/a> if you suffer a serious injury in a car accident. The same may also be true if the insurance company is uncooperative.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"364\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/03\/iStock-922323668-courtroom-gavel.png\" alt=\"Vignette view of a courtroom from the judge's bench with a gavel in the foreground\" class=\"wp-image-6365\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Reasons_to_Hire_a_Car_Accident_Lawyer\"><\/span>Reasons to Hire a Car Accident Lawyer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Most people will be in at least one car accident over the course of their lives. <strong>When it happens, it can be difficult to know what to do and where to turn.<\/strong><\/p>\n\n\n\n<p>If you are unsure of <a href=\"https:\/\/www.kogan-disalvo.com\/car-accident\/car-accident-injury-steps\/\">the steps you should take after a crash<\/a> or worried about saying or doing the wrong thing, you should not hesitate to seek legal guidance. Car accident lawyers can review your case and advise you what comes next.<\/p>\n\n\n\n<p>Reputable car accident attorneys will review your case for free and require no commitment on your part. If you feel as though you can handle the claim on your own, meeting with a lawyer does not obligate you to hire them. However, several issues may indicate that it is in your best interest to retain a car accident lawyer:<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"364\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/03\/iStock-1222597715-rollover-accidents.png\" alt=\"A vignette of firefighters rescuing a person from an overturned car\" class=\"wp-image-6341\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">1. You Were Seriously Injured in a Car Accident<\/h3>\n\n\n\n<p>The <strong>no-fault law in Florida<\/strong> does not bar all fault-based car accident claims. Specifically, victims who suffer <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0627\/Sections\/0627.737.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u201csignificant injuries\u201d (as defined by Florida law)<\/a> are permitted to file suit against the driver who caused the accident.<\/p>\n\n\n\n<p>Bringing a fault-based claim is very different from filing a claim with your own insurance company. You must <strong>prove that the other driver was negligent<\/strong>, that this <strong>negligence resulted in the accident<\/strong> and your injuries, and that <strong>you suffered damages as a result<\/strong>.<\/p>\n\n\n\n<p><a href=\"\/florida-catastrophic-injury-lawyer\/\">If you are seriously injured<\/a>, collecting evidence in the wake of a car accident is extremely difficult. Your injuries may have made it unsafe for you to move, rendering you unable to take photos, collect information from the other driver, and perform other activities at the scene.<\/p>\n\n\n\n<p>Hiring a car accident lawyer is the best way to get \u201ccaught up.\u201d Your attorney can perform a thorough investigation on your behalf while you focus on recovering from your injuries.<\/p>\n\n\n\n<p>The at-fault driver\u2019s insurance company will almost certainly dispute liability for the accident. <strong>Compelling evidence of the driver\u2019s negligence, therefore, is essential<\/strong>. A car accident lawyer will know how to use the evidence effectively to argue that the other driver was<a href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/car-accident-lawyer\/head-on-collision\/liability\/\"> at fault for your injuries<\/a>.<\/p>\n\n\n\n<p>The evidence must also demonstrate the losses you have sustained as a result of the car accident. <a href=\"https:\/\/www.kogan-disalvo.com\/car-accident\/car-accident-lawsuit-compensation\/\">Recoverable compensation in a fault-based car accident claim<\/a> is much greater than what you can receive through your PIP insurance, but each dollar you pursue must be supported by the facts of the case.<\/p>\n\n\n\n<p>Handling all of this on your own is overwhelming. When you <a href=\"\/florida-car-accident-lawyer\/\">hire a car accident lawyer<\/a>, however, you will have a capable advocate who can protect your rights and act in your interests. Crucially, you will have a professional who can represent you in negotiations with the insurance company and prepare your case for trial as necessary \u2013 both of which are well outside the capabilities of most <a href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/car-accident-lawyer\/teen-driver\/preventing\/\">car accident victims<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"373\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/03\/iStock-1156452308-funeral-candle-1024x373.jpg\" alt=\"Close up of orange candle flame and lily flowers\" class=\"wp-image-6477\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">2. Your Loved One Died in a Car Accident<\/h3>\n\n\n\n<p>Another exception to the no-fault law arises when someone is <strong>killed in a car accident<\/strong>. If you lost a loved one due to the carelessness of another driver, it is important to speak to a lawyer as soon as possible.<\/p>\n\n\n\n<p><a href=\"\/florida-wrongful-death-lawyer\/\">Wrongful death claims<\/a> share a number of similarities to the injury claims discussed above. However, these cases are subject to special legal procedures that an experienced lawyer can help you navigate \u2013 particularly concerning <a href=\"https:\/\/www.kogan-disalvo.com\/wrongful-death\/who-brings-wrongful-death-claim\/\">who can bring a claim when a relative is killed in an accident<\/a>.<\/p>\n\n\n\n<p>A lawyer can investigate the accident to determine who is at fault, gather evidence, calculate the full extent of damages, and take action on your behalf against those responsible. The sudden death of a family member is a traumatic experience, and it is best to let an attorney handle settlement negotiations and, if necessary, trial preparation so you and your loved ones can focus on coping with the loss.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"363\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/03\/iStock-1135581630-meeting.jpg\" alt=\"People consulting over charts and graphs and a laptop\" class=\"wp-image-6441\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">3. The Insurance Company Is Being Difficult<\/h3>\n\n\n\n<p>If a car accident results in no serious injuries and no fatalities, those involved turn to their own insurance company for coverage of their losses. Your PIP insurance will partially cover medical expenses and lost wages up to your policy limits, while optional policies (such as collision coverage) can help pay for damage to your vehicle.<\/p>\n\n\n\n<p>This may sound straightforward, but <a href=\"https:\/\/www.kogan-disalvo.com\/florida-car-accident-lawyer\/dealing-with-auto-insurance\/\">dealing with auto insurance is rarely easy<\/a>. Insurance adjusters want to pay as little as possible \u2013 even to the insureds who faithfully pay their premiums and have perhaps never filed a claim before.<\/p>\n\n\n\n<p>If your insurance carrier is refusing to cover your losses after a<a href=\"https:\/\/www.kogan-disalvo.com\/florida-car-accident-lawyer\/head-on-collision\/\"> car accident<\/a>, you should speak to a lawyer as soon as possible. Your attorney can negotiate with the adjuster for a fair payout.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"364\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/03\/iStock-1201679769-settlement-agreement.jpg\" alt=\"Two people shaking hands over legal documents and a gavel\" class=\"wp-image-6456\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Contact_a_Car_Accident_Lawyer_Today\"><\/span>Contact a Car Accident Lawyer Today<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Being involved in a car accident can upend your life. In the short term you may be suffering physically and emotionally from your injuries, as well as financially from medical bills, loss of income, and other expenses. Long-term, you may be facing permanent impairment that can affect your ability to work and live the life you enjoyed prior to the accident.<\/p>\n\n\n\n<p>Many lawyers handle car accident claims. When your case and your life are on the line, however, it is worth getting <strong>a lawyer with the experience, knowledge, and resources<\/strong> to represent you effectively.<\/p>\n\n\n\n<p>Kogan &amp; DiSalvo has been serving clients in car accident claims for more than 25 years. The majority of <a href=\"https:\/\/www.kogan-disalvo.com\/personal-injury\/board-certification-personal-injury-law\/\">our attorneys are Board-Certified<\/a> in Civil Trial Law by The Florida Bar. This distinction reflects our commitment to going the extra mile for our clients \u2013 up to and including going to court.<\/p>\n\n\n\n<p>Please call Kogan &amp; DiSalvo at <strong><a href=\"tel:5613759500\">(561) 375-9500<\/a><\/strong> today for a <strong>free case review<\/strong>. Our car accident lawyers serve clients in <a href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/car-accident-lawyer\/\">Boca Raton<\/a>, <a href=\"https:\/\/www.kogan-disalvo.com\/boynton-beach-injury\/car-accident-lawyer\/\">Boynton Beach<\/a>, <a href=\"https:\/\/www.kogan-disalvo.com\/delray-beach-injury\/car-accident-lawyer\/\">Delray Beach<\/a>, <a href=\"https:\/\/www.kogan-disalvo.com\/fort-lauderdale-injury\/car-accident-lawyer\/\">Ft. Lauderdale<\/a>, <a href=\"https:\/\/www.kogan-disalvo.com\/lakeland-injury\/car-accident-lawyer\/\">Lakeland<\/a>, <a href=\"https:\/\/www.kogan-disalvo.com\/palm-bay-injury\/car-accident-lawyer\/\">Palm Bay<\/a>, <a href=\"https:\/\/www.kogan-disalvo.com\/st-petersburg-injury\/car-accident-lawyer\/\">St. Petersburg<\/a>, <a href=\"https:\/\/www.kogan-disalvo.com\/stuart-injury\/car-accident-lawyer\/\">Stuart<\/a>, <a href=\"https:\/\/www.kogan-disalvo.com\/tampa-car-accident-lawyer\/\">Tampa<\/a>, <a href=\"https:\/\/www.kogan-disalvo.com\/vero-beach-injury\/car-accident-lawyer\/\">Vero Beach<\/a>, <a href=\"https:\/\/www.kogan-disalvo.com\/west-palm-beach-injury\/\">West Palm Beach<\/a> and throughout Florida. <a href=\"\/contact-us\/\">Contact us today<\/a>.<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"tel:5613759500\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\">Call Now to speak with an experienced personal injury attorney<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Florida is a no-fault state. By design, the majority of car accident claims are resolved via payouts on drivers\u2019 personal [&hellip;]<\/p>\n","protected":false},"author":31,"featured_media":3906,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_cgt_translated_page":false,"_cgt_alternative_url":"","_cgt_current_language":"","_cgt_original_post_id":0,"_cgt_original_language":"","_cgt_target_language":"","footnotes":""},"categories":[5],"tags":[],"class_list":["post-3905","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-accident"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Is Hiring a Car Accident Lawyer Worth It? | Kogan &amp; DiSalvo<\/title>\n<meta name=\"description\" content=\"Find out why you should speak to a lawyer as soon as possible if you were injured or a loved one was killed in a car accident. 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