{"id":589,"date":"2017-06-15T17:32:02","date_gmt":"2017-06-15T17:32:02","guid":{"rendered":"https:\/\/koganinjury.wpengine.com\/?page_id=589"},"modified":"2025-03-13T15:45:01","modified_gmt":"2025-03-13T19:45:01","slug":"boca-raton-injurymotorcycle-accident-lawyerimpact-of-health-insurance","status":"publish","type":"page","link":"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/motorcycle-accident-lawyer\/health-insurance\/impact\/","title":{"rendered":"Impact of Health Insurance in a Boca Raton Motorcycle Accident Case"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/motorcycle-accident-lawyer\/health-insurance\/impact\/#Health_Insurance_Relevance_in_Court\" >Health Insurance Relevance in Court<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/motorcycle-accident-lawyer\/health-insurance\/impact\/#Role_of_a_Medical_Health_Treatment\" >Role of a Medical Health Treatment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/motorcycle-accident-lawyer\/health-insurance\/impact\/#Avoiding_Double_Recovery\" >Avoiding Double Recovery<\/a><\/li><\/ul><\/nav><\/div>\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Motorcycle Accident Practice Area | Kogan &amp; DiSalvo\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/CfMFrkCWAwQ?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>The impact of <a href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/motorcycle-accident-lawyer\/health-insurance\/\">health insurance<\/a> in a <strong>Boca Raton motorcycle accident case<\/strong> means that there will be less money for the individual to pay back. A&nbsp;person&#8217;s<a href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/motorcycle-accident-lawyer\/health-insurance\/influencing-factors\/\"> health insurance coverage<\/a>&nbsp;can possibly take $20,000 of the recovery of a $100,000 medical bill, meaning the person who was injured only has to pay $20,000 back. A distinguished <a href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/motorcycle-accident-lawyer\/\">Boca Raton motorcycle accident lawyer<\/a> can help any further questions you may have regarding the role of your insurance company in your case.<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"tel:5613759500\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\">Call Us Now for a Free Consultation<\/a><\/div>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Health_Insurance_Relevance_in_Court\"><\/span>Health Insurance Relevance in Court<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"364\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/03\/iStock-489544923-court-order.png\" alt=\"Vignette of a gavel in front of a judge reading from a court order\" class=\"wp-image-6353\"\/><\/figure>\n\n\n\n<p>In a trial, depending on who paid for the medical care and treatment, there will be an issue as to how much can be <strong>presented <\/strong>to a jury by way of damages. There are intricacies involved in the presentation of a case to a jury but having health insurance does not limit the recovery of the person.<\/p>\n\n\n\n<p>One impact of health insurance in a <a href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/motorcycle-accident-lawyer\/steps-to-take\/\">Boca Raton motorcycle accident<\/a> case is that an individual will either <a href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/motorcycle-accident-lawyer\/who-pays-medical-bills-after-a-florida-motorcycle-accident\/\">recover the medical bills<\/a> or they recover what the health insurance has paid and health insurance has to be paid back. The medical bills will need to be paid back. It does not limit or affect their recovery significantly except in trial where other factors come into play.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Role_of_a_Medical_Health_Treatment\"><\/span>Role of a Medical Health Treatment<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Under most circumstances, the impact of health insurance in a Boca Raton<a href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/motorcycle-accident-lawyer\/out-of-state\/\"> motorcycle accident cases<\/a> can mean there is no payback requirement. Whatever has been paid as a recovery in an injury claim. Medicare has a federal right to reimbursement so Medicare or Medicaid pays for an individual&#8217;s medical health treatment. They have a lien on the case to be <strong>reimbursed <\/strong>and for the money to be paid to them.<\/p>\n\n\n\n<p>Most health insurance policies have a rate of reimbursement or right of subrogation, meaning that if a person that injured the victim recovers money and their health insurance paid for their treatment, then they are <strong>obligated to pay their health insurer back<\/strong>. Generally speaking, it is a reduced amount. Depending on the policy, if it is something called an \u201cERISA plan,\u201d they do not have to reduce the plan. Medicare and Medicaid will reduce it and most health insurance plans will take a reduction.<\/p>\n\n\n\n<p>Typically, it is a pro-rata reduction of attorney&#8217;s fees and costs, meaning that whatever presented to cause the injured victim to recover their money. In other words, it will determine what percentage of attorney&#8217;s fees is paid, typically, the health providers, health insurers, and Medicare will reduce their lien with the right to reimbursement by the same percentage. They are giving a credit to the victim for recovering their money.<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"tel:5613759500\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\">Have You Been Injured? Call Us for a Free Consultation<\/a><\/div>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Avoiding_Double_Recovery\"><\/span>Avoiding Double Recovery<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"364\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/05\/iStock-1201679769-settlement-agreement.jpg\" alt=\"Two people shaking hands in a law office\" class=\"wp-image-6850\"\/><\/figure>\n\n\n\n<p>Paying the insurance company back is contractual and also to prevent double recovery. If a person has $100,000 of medical bills and their health insurance pays for those medical bills. The injured person receives medical expenses that but they did not pay for. This means the individual is getting the money but they never paid it, which is called a <strong>double recovery<\/strong>. They recover it but someone else paid for it, that company should be paid back. If it is out of their pocket, then they should be covering it. This is only on as to the medical expenses that were paid. By contract, the insurance company has the right to be reimbursed.<\/p>\n\n\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"http:\/\/schema.org\",\n  \"@type\": \"VideoObject\",\n  \"name\": \"Motorcycle Accident Practice Area | Kogan & DiSalvo\",\n  \"description\": \"A Boca Raton motorcycle accident lawyer helps individuals injured following a motorcycle accident to deal with their insurance companies and to receive compensation for personal injuries, including economic damages like medical care and treatment and noneconomic damages, like pain and suffering.  There are no upfront costs to meet with an attorney to discuss your claim and no fee unless your case is accepted and compensation is recovered. Contact a Kogan & DiSalvo motorcycle accident lawyer to schedule an initial consultation right away.  Call 800-707-9111 today or visit https:\/\/www.kogan-disalvo.com\/boca-raton-motorcycle-accident-lawyer\/ __ Boca Raton Office 7900 Glades Rd, Ste 330 Boca Raton, FL 33434 Phone: 561-477-9000 https:\/\/www.kogan-disalvo.com\/  Join us on Social: Facebook: https:\/\/www.facebook.com\/KoganInjuryLaw\/ Google +: https:\/\/plus.google.com\/103336014314007380461\/posts LinkedIn: https:\/\/www.linkedin.com\/company\/kogan-&-disalvo-p-a Twitter: https:\/\/twitter.com\/koganinjurylaw\",\n  \"thumbnailUrl\": \"https:\/\/i.ytimg.com\/vi\/CfMFrkCWAwQ\/default.jpg\",\n  \"uploadDate\": \"2020-03-03T20:23:26Z\",\n  \"duration\": \"PT1M25S\",\n  \"embedUrl\": \"https:\/\/www.youtube.com\/embed\/CfMFrkCWAwQ\",\n  \"interactionCount\": \"55\"\n}<\/script>\n","protected":false},"excerpt":{"rendered":"<p>The impact of health insurance in a Boca Raton motorcycle accident case means that there will be less money for [&hellip;]<\/p>\n","protected":false},"author":31,"featured_media":1420,"parent":553,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_cgt_translated_page":false,"_cgt_alternative_url":"","_cgt_current_language":"","_cgt_original_post_id":0,"_cgt_original_language":"","_cgt_target_language":"","footnotes":""},"class_list":["post-589","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Impact of Health Insurance in a Boca Raton Motorcycle Accident Case<\/title>\n<meta name=\"description\" content=\"A skilled motorcycle accident lawyer can help clarify the impact of health insurance in a Boca Raton motorcycle accident case.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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