{"id":6738,"date":"2023-05-03T15:14:51","date_gmt":"2023-05-03T15:14:51","guid":{"rendered":"https:\/\/www.kogan-disalvo.com\/?page_id=6738"},"modified":"2023-06-21T17:59:03","modified_gmt":"2023-06-21T21:59:03","slug":"vero-beach-workers-compensation-lawyers","status":"publish","type":"page","link":"https:\/\/www.kogan-disalvo.com\/vero-beach-injury\/workers-compensation-lawyer\/","title":{"rendered":"Vero Beach Workers&#8217; Compensation Lawyers"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.kogan-disalvo.com\/vero-beach-injury\/workers-compensation-lawyer\/#What_is_Workers_Compensation\" >What is Workers&#8217; Compensation?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.kogan-disalvo.com\/vero-beach-injury\/workers-compensation-lawyer\/#Types_of_Workers_Compensation_Benefits_in_Florida\" >Types of Workers&#8217; Compensation Benefits in Florida<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.kogan-disalvo.com\/vero-beach-injury\/workers-compensation-lawyer\/#How_Long_Does_Workers_Compensation_Last\" >How Long Does Workers&#8217; Compensation Last?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.kogan-disalvo.com\/vero-beach-injury\/workers-compensation-lawyer\/#What_Does_Workers_Compensation_Cover\" >What Does Workers&#8217; Compensation Cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.kogan-disalvo.com\/vero-beach-injury\/workers-compensation-lawyer\/#Common_Onsite_Incidents_Leading_to_Workers_Compensation\" >Common Onsite Incidents Leading to Workers&#8217; Compensation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.kogan-disalvo.com\/vero-beach-injury\/workers-compensation-lawyer\/#What_to_Do_If_Your_Workers_Compensation_Claim_is_Denied\" >What to Do If Your Workers Compensation Claim is Denied<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.kogan-disalvo.com\/vero-beach-injury\/workers-compensation-lawyer\/#Workers_Compensation_Limitations\" >Workers&#8217; Compensation Limitations<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.kogan-disalvo.com\/vero-beach-injury\/workers-compensation-lawyer\/#Options_to_Sue_Beyond_Workers_Compensation\" >Options to Sue Beyond Workers&#8217; Compensation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.kogan-disalvo.com\/vero-beach-injury\/workers-compensation-lawyer\/#How_Kogan_DiSalvo_Can_Help_Injured_Workers_in_Vero_Beach\" >How Kogan &amp; DiSalvo Can Help Injured Workers in Vero Beach<\/a><\/li><\/ul><\/nav><\/div>\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Worker&#039;s Compensation | Kogan &amp; DiSalvo\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/MEvytjVzJeU?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>In Vero Beach, if you are injured while on the job or get sick due to a job-related illness, you would usually rely on workers&#8217; compensation to pay your medical bills and a percentage of your wages. Because these claims are often denied or lowballed, <strong>hiring a workers&#8217; compensation lawyer in Vero Beach is wise to protect your rights<\/strong>.\u00a0 At Kogan &amp; DiSalvo, our <a href=\"\/vero-beach-injury\/\">Vero Beach injury lawyers<\/a> fight so that you may receive the benefits you deserve. When you need a full-service law firm that takes cases on a contingency basis, you can depend on our team.<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"tel:5613759500\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\">No fee unless we win. Call us for a free no obligation consultation!<\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_Workers_Compensation\"><\/span>What is Workers&#8217; Compensation?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"364\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/06\/iStock-1409903184-workers-compensation-form.jpg\" alt=\"Header area of a workers' compensation application form\" class=\"wp-image-8056\"\/><\/figure>\n\n\n\n<p>As per the <a href=\"https:\/\/www.floir.com\/sections\/pandc\/wc\/default.aspx#:~:text=Florida%20law%20requires%20most%20employers,some%20injury%20lawsuits%20by%20employees.https:\/\/www.floir.com\/sections\/pandc\/wc\/default.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Florida Office of Insurance Regulation<\/a>, state law <strong>requires most employers to purchase workers&#8217; compensation insurance for employees<\/strong>, which is a no-fault system. If injured on the job, employees receive wage compensation and medical treatment. <strong>In most cases, the employee cannot file a personal injury lawsuit against their employer<\/strong>. Both full-time and part-time employees qualify for benefits.<\/p>\n\n\n\n<p>Under Florida law, any business outside of agriculture or construction <strong>with at least four employees<\/strong> must carry this coverage. In addition, agricultural businesses must provide workers&#8217; compensation if they employ at least six regular or 12 seasonal workers. Construction is one of the most dangerous occupations, so these companies, with even one employee, must purchase it. Finally, <strong>Florida does not cover work-related &#8220;nervous or mental injury.&#8221;<\/strong><\/p>\n\n\n\n<p><strong>The following exceptions apply to workers&#8217; compensation eligibility:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Self-inflicted injuries<\/li>\n\n\n\n<li>Injuries that occur when the worker is under the influence of alcohol or drugs<\/li>\n\n\n\n<li>Injuries resulting from illegal activities &nbsp;<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"tel:5613759500\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\">Call Us Now for a Free Consultation<\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types_of_Workers_Compensation_Benefits_in_Florida\"><\/span>Types of Workers&#8217; Compensation Benefits in Florida<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"364\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/03\/iStock-928077630-handing-compensation-check.jpg\" alt=\"Lawyer handing over compensation check\" class=\"wp-image-6384\"\/><\/figure>\n\n\n\n<p>There are four categories for Florida workers&#8217; compensation benefits when it comes to wage replacement:<\/p>\n\n\n\n<p>1. <strong>Temporary Total Disability (TTD<\/strong>) \u2013 The worker cannot perform any work but is expected to recover. <strong>TTD benefits equal 66 2\/3 percent of your average weekly wage<\/strong>, up to a 2023 <a href=\"https:\/\/www.myfloridacfo.com\/division\/wc\/employee\/benefit-calculators\/temporary-partial-disability-benefit-calculator\">maximum compensation rate<\/a> of $1,197. Rates are adjusted annually. These benefits end after reaching Maximum Medical Improvement (MMI). This is when the person&#8217;s condition stabilizes, and no further improvement is expected, even if the patient continues receiving medical or rehabilitative therapy. Benefits also end once the doctor clears a worker to return to work or the TTD period is over.<\/p>\n\n\n\n<p>2. <strong>Temporary Partial Disability (TPD<\/strong>) \u2013 Returning to work is possible, but the employee will be under certain restrictions. These wage replacement benefits are 80 percent of your average weekly wage pre-injury and your current earnings.<\/p>\n\n\n\n<p>3. <strong>Permanent Total Disability (PTD)<\/strong> \u2013 Those unable to work again due to injuries may qualify for PTD. Keep in mind that these benefits are available only after reaching MMI.<\/p>\n\n\n\n<p>4. <strong>Permanent Partial Disability (PPD)<\/strong> \u2013 While the person is disabled permanently, they are still able to perform certain types of jobs. Benefits depend on the severity of the disability. However, they last only until age 75 or death, whichever comes first.<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"tel:5613759500\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\">Click to Call Now for a Free Consultation<\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Long_Does_Workers_Compensation_Last\"><\/span>How Long Does Workers&#8217; Compensation Last?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"373\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/03\/iStock-1316933101-broken-bone-cast-1024x373.jpg\" alt=\"A person with a blue cast and blue crutches sitting on the couch using a laptop\" class=\"wp-image-6563\"\/><\/figure>\n\n\n\n<p>In Florida, workers&#8217; compensation can last up to <a href=\"https:\/\/www.myfloridacfo.com\/division\/wc\/employee\/injured-worker-faqs#:~:text=You%20can%20receive%20Temporary%20Total,a%20maximum%20of%20104%20weeks.\" target=\"_blank\" rel=\"noreferrer noopener\">104 weeks<\/a> or two years. An injured worker may receive Temporary Total, Temporary Partial Disability payments, or a combination of the two during this period. At the end of this period, <strong>a worker&#8217;s permanent impairment is determined by a physician<\/strong>. This evaluation cannot occur until the worker has reached MMI or six weeks before the end of the temporary 104-week benefits.<\/p>\n\n\n\n<p>To qualify for PTD, <strong>the person must prove they are incapable of performing sedentary work<\/strong> within a 50-mile radius of their home or have suffered a catastrophic injury.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Does_Workers_Compensation_Cover\"><\/span>What Does Workers&#8217; Compensation Cover?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"364\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/05\/medical-billing-statement-edit.jpg\" alt=\"A printed medical billing statement with a stethoscope on top of it\" class=\"wp-image-7668\"\/><\/figure>\n\n\n\n<p>Workers&#8217; compensation covers the following:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Medical payments<\/strong>\u2013Your employer or its insurance company authorizes a medical provider to provide all treatments. That includes surgeries, prescriptions, office visits, rehabilitation, and assistive equipment. You do not pay any of these medical bills. In addition, you cannot visit an outside provider.&nbsp;<\/li>\n\n\n\n<li><strong>Lost wages<\/strong>\u2013While not working, you do not owe taxes on workers&#8217; compensation wage benefits. If you return to work under TPD or PPD, you must pay taxes on the wage made while on the job.<\/li>\n\n\n\n<li><strong>Disability benefits<\/strong>\u2013Florida law prohibits payment for the first seven days of disability. Should the disability extend for more than 21 days, the insurance company may also pay for those initial seven days. In most cases, injured workers receive their initial checks within 21 days of reporting the injury to the employer.<\/li>\n\n\n\n<li><strong>Specific loss benefits<\/strong>\u2013Workers suffering specific losses, including amputation, loss of an organ, or severe head and neck disfigurement, may receive loss benefits.&nbsp;<\/li>\n\n\n\n<li><strong>Vocational benefits<\/strong>\u2013If the nature of the injury is such that the worker cannot return to their previous job, vocational training prepares them for work in another field or industry.<\/li>\n<\/ul>\n\n\n\n<p>Should a worker succumb to workplace injuries <strong>within one year of the accident or five years of continuous disability<\/strong>, family members may receive death benefits. These benefits pay for reasonable funeral and burial expenses, weekly payments to eligible dependents, and educational benefits for a surviving spouse. Payments are based on a percentage of the late worker&#8217;s wage before their injury or illness.<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"tel:5613759500\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\">No fee unless we win. Call us for a free no obligation consultation!<\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Common_Onsite_Incidents_Leading_to_Workers_Compensation\"><\/span>Common Onsite Incidents Leading to Workers&#8217; Compensation<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"363\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/06\/iStock-1439162947-crane-accident.jpg\" alt=\"Silhouette of construction workers standing on a construction site with cranes and a sunset in the background\" class=\"wp-image-8198\"\/><\/figure>\n\n\n\n<p>Common onsite incidents leading to workers&#8217; compensation claims include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Accidents with tools<\/li>\n\n\n\n<li>Material-handling accidents<\/li>\n\n\n\n<li>Repetitive motion<\/li>\n\n\n\n<li>Slip and falls<\/li>\n\n\n\n<li>Struck by equipment or object<\/li>\n<\/ul>\n\n\n\n<p><strong>Not all worker&#8217;s comp-eligible injuries occur on the job site<\/strong>. For example, if you are traveling for work or meeting with a client when injured, that will still qualify as a work-related injury.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_to_Do_If_Your_Workers_Compensation_Claim_is_Denied\"><\/span>What to Do If Your Workers Compensation Claim is Denied<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"364\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/06\/iStock-1338490770-medical-malpractice-form.jpg\" alt=\"A person signing a piece of paper with a gavel and stethoscope in the foreground\" class=\"wp-image-8200\"\/><\/figure>\n\n\n\n<p>If your workers&#8217; compensation claim is denied, seek legal advice at once. You can try to resolve the dispute with the insurance company directly, but if it is not approved, you must file a <strong>Petition for Benefits<\/strong> with the <strong>Office of the Judges of Compensation Claims<\/strong>. You usually have two years from the date of your injury or illness to file the petition. \u00a0<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"tel:5613759500\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\">Call Now to speak with an experienced workers&#8217; compensation attorney<\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Workers_Compensation_Limitations\"><\/span>Workers&#8217; Compensation Limitations<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Injured workers have a <strong>two-year statute of limitations<\/strong> from the injury date or the date on which they should have reasonably known they were injured in which to file a claim. The insurance company can deny any claim filed beyond the statute of limitations based on a request to the court for dismissal.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Options_to_Sue_Beyond_Workers_Compensation\"><\/span>Options to Sue Beyond Workers&#8217; Compensation<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>A <a href=\"https:\/\/www.kogan-disalvo.com\/vero-beach-injury\/catastrophic-injury-lawyer\/\">catastrophic injury<\/a> is not uncommon in the workplace. The nature of this injury is that the victim will never fully recover. When the injury occurred because of gross negligence on the part of the employer, safety breaches by the employer or another worker, or the negligence of third parties, the victim may go outside of the workers&#8217; compensation system and <strong>file a personal injury lawsuit<\/strong>. \u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Kogan_DiSalvo_Can_Help_Injured_Workers_in_Vero_Beach\"><\/span>How Kogan &amp; DiSalvo Can Help Injured Workers in Vero Beach<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"364\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/06\/kogan-disalvo.jpg\" alt=\"The attorneys at Kogan &amp; DiSalvo in front of their office building\" class=\"wp-image-8027\"\/><\/figure>\n\n\n\n<p>A <a href=\"https:\/\/www.kogan-disalvo.com\/vero-beach-injury\/\">Vero Beach personal injury lawyer<\/a> at Kogan &amp; DiSalvo can help injured workers receive the full compensation they deserve. Schedule a free, no-obligation consultation today. We can help you navigate the often complicated claims procedure. You pay no legal fees unless you receive benefits.<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"tel:5613759500\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\">Denied Workers&#8217; Compensation? Call Us for a Free Consultation<\/a><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"http:\/\/schema.org\",\n  \"@type\": \"VideoObject\",\n  \"name\": \"Worker's Compensation | Kogan & DiSalvo\",\n  \"description\": \"An unexpected injury on the job can present new financial challenges and uncertainty about the future. At Kogan & DiSalvo, we have built a reputation of fiercely defending our clients' rights. Learn more at https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/workers-compensation-lawyer\/\",\n  \"thumbnailUrl\": \"https:\/\/i.ytimg.com\/vi\/MEvytjVzJeU\/default.jpg\",\n  \"uploadDate\": \"2022-03-15T20:31:35Z\",\n  \"duration\": \"PT1M49S\",\n  \"embedUrl\": \"https:\/\/www.youtube.com\/embed\/MEvytjVzJeU\",\n  \"interactionCount\": \"21\"\n}<\/script>\n","protected":false},"excerpt":{"rendered":"<p>In Vero Beach, if you are injured while on the job or get sick due to a job-related illness, you [&hellip;]<\/p>\n","protected":false},"author":46,"featured_media":0,"parent":5334,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_cgt_translated_page":false,"_cgt_alternative_url":"","_cgt_current_language":"","_cgt_original_post_id":0,"_cgt_original_language":"","_cgt_target_language":"","footnotes":""},"class_list":["post-6738","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Vero Beach Workers&#039; Compensation Lawyers | Kogan &amp; DiSalvo<\/title>\n<meta name=\"description\" content=\"Injured on the job? 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