{"id":782,"date":"2017-09-29T20:16:57","date_gmt":"2017-09-29T20:16:57","guid":{"rendered":"https:\/\/koganinjury.wpengine.com\/?page_id=782"},"modified":"2024-02-27T13:38:12","modified_gmt":"2024-02-27T18:38:12","slug":"dog-bites-are-large-percentage-of-homeowner-insurance-claims","status":"publish","type":"page","link":"https:\/\/www.kogan-disalvo.com\/boynton-beach-injury\/dog-bite-lawyer\/homeowner-insurance-claims\/","title":{"rendered":"Dog Bites are Large Percentage of Boynton Beach Homeowner Insurance Claims"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.kogan-disalvo.com\/boynton-beach-injury\/dog-bite-lawyer\/homeowner-insurance-claims\/#Frequency_of_Dog_Bites_in_Florida\" >Frequency of Dog Bites in Florida<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.kogan-disalvo.com\/boynton-beach-injury\/dog-bite-lawyer\/homeowner-insurance-claims\/#Leashing_the_Cause\" >Leashing the Cause<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.kogan-disalvo.com\/boynton-beach-injury\/dog-bite-lawyer\/homeowner-insurance-claims\/#What_to_Do_If_Bitten_by_a_Dog\" >What to Do If Bitten by a Dog<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>If you have a dog, and the ASPCA says about 44 percent of American homes do, there is a chance for a dog-bite insurance claim.<\/p>\n\n\n\n<p>Dog bites comprise <strong>more than 33 percent of homeowner insurance liability claims<\/strong> that cost more than $530 million in 2004, reports the Insurance Information Institute and State Farm, which asserts to be the largest homeowner insurer in the nation.<\/p>\n\n\n\n<p>If you have been bitten by a dog, please contact one of our <a href=\"\/boynton-beach-injury\/dog-bite-lawyer\/\">experienced dog bite attorneys in Boynton Beach<\/a> for assistance pursuing compensation.<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter ctamobile\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"tel:5613759500\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\"> Call Us Now for a Free Consultation <br>&nbsp;561-375-9500<\/a><\/div>\n\n\n\n<div class=\"wp-block-button aligncenter ctadesktop\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"\/contact-us\/\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\"> Contact Us Now for a Free Consultation <br>&nbsp;Click Here<\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequency_of_Dog_Bites_in_Florida\"><\/span>Frequency of Dog Bites in Florida<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"364\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2024\/02\/iStock-149075263-dog-bite.jpg\" alt=\"An angry dog with bared teeth\" class=\"wp-image-9984\"\/><\/figure>\n\n\n\n<p>The number of dog bites and the dollar amount of dog bite claim payouts has increased over the years. In 2003,<strong> <\/strong>homeowners filed 16,919 claims with an average amount of $19,162. By 2014 the number of claims fell slightly to 16,550 but the dollar amount per claim soared to an average of $32,072. <strong>That\u2019s a 67.4 percent change over those years<\/strong>.<\/p>\n\n\n\n<p>The large percent of change in the number of payouts reflects not only dog bites but also Rover knocking over kids, bicycle riders, and elderly people causing trauma, blunt force injuries, bone fractures, and increasing medical costs, according to the Insurance Information Institute.<\/p>\n\n\n\n<p>The institute also says the increase in payouts also climbed because the <strong>dollar amounts of settlements between the homeowner and the injured person went up<\/strong> as did court-ordered judgments and the monetary awards reached by juries.<\/p>\n\n\n\n<p>Some homeowner\u2019s insurance companies will require a surcharge when it is time to renew and others will cancel the policy. Insurance companies issuing homeowner policies may ask if you have a dog.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Leashing_the_Cause\"><\/span>Leashing the Cause<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"363\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2024\/02\/iStock-518037577-dog-leash.jpg\" alt=\"A friendly looking dog holding a leash in its mouth\" class=\"wp-image-9989\"\/><\/figure>\n\n\n\n<p>Dogs bite because they are protecting their food, their owner, or their territory. They may also just be frightened, in pain or exercising maternal instincts.<\/p>\n\n\n\n<p><strong>Preventing dog bites is the best thing to do<\/strong>. Have the dog \u201cfixed\u201d so its sexual behavior is reduced, socialize the dog around people, play with the dog regularly to build a bond and expend energy. Avoid aggressive games such as tug of war that can cause dominance issues. Do not allow the dog to roam around, and train it to sit and stay.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_to_Do_If_Bitten_by_a_Dog\"><\/span>What to Do If Bitten by a Dog<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"363\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/06\/iStock-1419877131-hospital-exterior.jpg\" alt=\"Exterior of a building with a sign reading &quot;Hospital&quot;\" class=\"wp-image-8052\"\/><\/figure>\n\n\n\n<p>It is important to <strong>document everything<\/strong>, make notes, take pictures, and then talk to one of our <strong>Boynton Beach injury lawyers<\/strong> who is experienced handling dog bite cases. The attorney can present a letter demanding damages and negotiate with the insurance carrier to achieve the compensation that is commensurate with the injuries.<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter ctamobile\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"tel:5613759500\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\"> Have You Been Injured? Call Us for a Free Consultation <br>&nbsp;561-375-9500<\/a><\/div>\n\n\n\n<div class=\"wp-block-button aligncenter ctadesktop\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"\/contact-us\/\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\"> Have You Been Injured? Call Us for a Free Consultation <br>&nbsp;Click Here<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>If you have a dog, and the ASPCA says about 44 percent of American homes do, there is a chance [&hellip;]<\/p>\n","protected":false},"author":31,"featured_media":0,"parent":523,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_cgt_translated_page":false,"_cgt_alternative_url":"","_cgt_current_language":"","_cgt_original_post_id":0,"_cgt_original_language":"","_cgt_target_language":"","footnotes":""},"class_list":["post-782","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Dog Bites are Large Percentage of Boynton Homeowner Insurance Claims<\/title>\n<meta name=\"description\" content=\"If you have been injured by a dog bite, talk to a Boynton Beach injury lawyer who has 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