{"id":8836,"date":"2023-08-30T16:09:10","date_gmt":"2023-08-30T20:09:10","guid":{"rendered":"https:\/\/www.kogan-disalvo.com\/?page_id=8836"},"modified":"2025-02-18T09:52:38","modified_gmt":"2025-02-18T14:52:38","slug":"does-uninsured-motorist-coverage-cover-hit-and-run-accidents","status":"publish","type":"page","link":"https:\/\/www.kogan-disalvo.com\/florida-car-accident-lawyer\/does-uninsured-motorist-coverage-cover-hit-and-run-accidents\/","title":{"rendered":"Does Uninsured Motorist Coverage Cover Hit-and-Run Accidents?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.kogan-disalvo.com\/florida-car-accident-lawyer\/does-uninsured-motorist-coverage-cover-hit-and-run-accidents\/#Does_uninsured_motorist_coverage_apply_to_all_hit-and-run_scenarios\" >Does uninsured motorist coverage apply to all hit-and-run scenarios?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.kogan-disalvo.com\/florida-car-accident-lawyer\/does-uninsured-motorist-coverage-cover-hit-and-run-accidents\/#Are_there_other_benefits_associated_with_uninsured_motorist_coverage\" >Are there other benefits associated with uninsured motorist coverage?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.kogan-disalvo.com\/florida-car-accident-lawyer\/does-uninsured-motorist-coverage-cover-hit-and-run-accidents\/#Are_Florida_drivers_obligated_to_carry_uninsured_motorist_coverage\" >Are Florida drivers obligated to carry uninsured motorist coverage?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.kogan-disalvo.com\/florida-car-accident-lawyer\/does-uninsured-motorist-coverage-cover-hit-and-run-accidents\/#What_actions_should_someone_take_following_a_Florida_hit-and-run_accident\" >What actions should someone take following a Florida hit-and-run accident?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.kogan-disalvo.com\/florida-car-accident-lawyer\/does-uninsured-motorist-coverage-cover-hit-and-run-accidents\/#Call_the_Florida_Hit-and-Run_Accident_Lawyers_at_Kogan_DiSalvo\" >Call the Florida Hit-and-Run Accident Lawyers at Kogan &amp; DiSalvo&nbsp;&nbsp;<\/a><\/li><\/ul><\/nav><\/div>\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"364\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/03\/iStock-850346406-side-impact-car-accident.jpg\" alt=\"A black car with extensive damage from a side impact accident\" class=\"wp-image-6528\"\/><\/figure>\n\n\n\n<p>By one measure, <a href=\"https:\/\/www.flhsmv.gov\/2023\/02\/01\/hit-and-run-crashes-on-florida-roads-average-over-103000-per-year-drivers-urged-to-stay-at-the-scene\/\" target=\"_blank\" rel=\"noreferrer noopener\">more than 103,000 hit-and-run accidents<\/a> occur in Florida every year. Law enforcement tracks down many hit-and-run drivers, who can then face felony charges and steep penalties. Those efforts, however, do not address the <strong>losses and injuries<\/strong> suffered by hit-and-run accident victims.&nbsp;<\/p>\n\n\n\n<p>Fortunately, a person\u2019s uninsured motorist insurance will generally provide coverage for injuries and losses sustained in a hit-and-run <a href=\"https:\/\/www.kogan-disalvo.com\/florida-car-accident-lawyer\/\">car accident in Florida<\/a>.<strong> <\/strong>A <a href=\"https:\/\/www.kogan-disalvo.com\/boca-raton-injury\/\">personal injury attorney from the law firm of Kogan &amp; DiSalvo in Boca Raton<\/a> can help hit-and-run accident victims get the full benefits they deserve under their uninsured motorist insurance policies.\u00a0<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter ctamobile\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"tel:5613759500\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\"> Have You Been Injured? Call Us for a Free Consultation <br>&nbsp;561-375-9500<\/a><\/div>\n\n\n\n<div class=\"wp-block-button aligncenter ctadesktop\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"\/contact-us\/\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\"> Have You Been Injured? Call Us for a Free Consultation <br>&nbsp;Click Here<\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does_uninsured_motorist_coverage_apply_to_all_hit-and-run_scenarios\"><\/span>Does uninsured motorist coverage apply to all hit-and-run scenarios?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Hit-and-run accidents can occur in situations other than where one car runs into another and then drives away. A motorist\u2019s erratic driving, for example, might force someone off the road without any contact between the vehicles, or a negligent driver might hit and cause serious injuries to pedestrians.&nbsp;&nbsp;<\/p>\n\n\n\n<p>If the accident victim is insured under a policy that includes uninsured motorist coverage, that victim can recover <strong>reimbursements<\/strong> under that policy. Injured hit-and-run accident victims should contact an experienced <a href=\"http:\/\/ttps\/\/www.kogan-disalvo.com\/florida-car-accident-lawyer\/hit-and-run\/\" target=\"_blank\" rel=\"noreferrer noopener\">Florida hit-and-run accident attorney<\/a> to verify coverage and benefits under any policies that may apply.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Are_there_other_benefits_associated_with_uninsured_motorist_coverage\"><\/span>Are there other benefits associated with uninsured motorist coverage?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"364\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/03\/iStock-1222726967-car-accident-rescue.jpg\" alt=\"Firefighters and EMTs loading an injured driver onto a stretcher next to a flipped-over car\" class=\"wp-image-6581\"\/><\/figure>\n\n\n\n<p>In addition to providing benefits when you are injured by a hit-and-run driver, you may be able to stack benefits under <strong>uninsured motorist policies<\/strong> when you own more than one vehicle.&nbsp; Auto insurance is coupled with a vehicle and will generally provide benefits as long as a covered party is driving that vehicle.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Drivers and families that own multiple vehicles with uninsured motorist coverage may be able to aggregate policy benefits after a hit-and-run accident. For example, if each of a family\u2019s two vehicles has $50,000 of uninsured motorist coverage, then a family member who suffers hit-and-run injuries may be eligible to file claims under each policy for a total benefit of $100,000.&nbsp;<\/p>\n\n\n\n<p>A knowledgeable <a href=\"https:\/\/www.kogan-disalvo.com\/florida-car-accident-lawyer\/hit-and-run\/\" target=\"_blank\" rel=\"noreferrer noopener\">Florida hit-and-run accident lawyer <\/a>can review all potential insurance coverage to help an injured party recover the largest available damages award under all stacked policies.&nbsp;&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter ctamobile\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"tel:5613759500\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\"> Call Us Now for a Free Consultation <br>&nbsp;561-375-9500<\/a><\/div>\n\n\n\n<div class=\"wp-block-button aligncenter ctadesktop\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"\/contact-us\/\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\"> Contact Us Now for a Free Consultation <br>&nbsp;Click Here<\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Are_Florida_drivers_obligated_to_carry_uninsured_motorist_coverage\"><\/span>Are Florida drivers obligated to carry uninsured motorist coverage?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Under Florida law, auto insurance companies must offer their clients an opportunity to purchase uninsured and underinsured motorist coverage, but a Florida driver is <strong>not required<\/strong> to accept or pay for that insurance.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Given the prevalence of hit-and-run accidents in Florida and the estimate that <a href=\"https:\/\/www.iii.org\/fact-statistic\/facts-statistics-uninsured-motorists\" target=\"_blank\" rel=\"noreferrer noopener\">more than 20% of Florida drivers are uninsured<\/a>, declining to purchase uninsured motorist coverage can expose a driver to substantial risks and costs and create substantial challenges for that driver to recover compensation for injuries and losses.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_actions_should_someone_take_following_a_Florida_hit-and-run_accident\"><\/span>What actions should someone take following a Florida hit-and-run accident?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>As in all other car accidents, a motorist who suffers hit-and-run injuries and losses <strong>should<\/strong>:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>collect as much evidence and information from the accident scene as possible.&nbsp;<\/li>\n\n\n\n<li>report the accident to law enforcement authorities.&nbsp;<\/li>\n\n\n\n<li>get prompt medical treatment for any injuries, regardless of how minor they appear to be.&nbsp;<\/li>\n\n\n\n<li>promptly report the accident to insurance carriers or, preferably, retain a Florida hit-and-run accident attorney to manage interactions with insurance companies on the motorist&#8217;s behalf.&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>The attorney will verify that claims are timely filed under all applicable insurance policies and fight to recover the largest settlements from those insurers.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Call_the_Florida_Hit-and-Run_Accident_Lawyers_at_Kogan_DiSalvo\"><\/span>Call the Florida Hit-and-Run Accident Lawyers at Kogan &amp; DiSalvo&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"364\" src=\"https:\/\/www.kogan-disalvo.com\/wp-content\/uploads\/2023\/08\/iStock-1346190615-lawyer-oral-arguments.jpg\" alt=\"Female defense attorney in courtroom presenting a case\" class=\"wp-image-8707\"\/><\/figure>\n\n\n\n<p>For assistance to recover reimbursements under uninsured motorist coverage, please call the car accident lawyers at <a href=\"https:\/\/www.kogan-disalvo.com\/\">Kogan &amp; DiSalvo<\/a> in Boca Raton after you are injured in a Florida hit-and-run accident. We will <strong>identify<\/strong> all insurance policies that may be available to cover your injuries and losses, help you file your claims, and negotiate the largest insurance settlements to reimburse your hit-and-run accident expenses.\u00a0<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter ctamobile\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"tel:5613759500\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\">No fee unless we win. Call us for a free no obligation consultation! <br>&nbsp;561-375-9500<\/a><\/div>\n\n\n\n<div class=\"wp-block-button aligncenter ctadesktop\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"\/contact-us\/\" style=\"background:linear-gradient(135deg,rgb(206,166,44) 0%,rgb(135,106,2) 91%)\" rel=\"\">No fee unless we win. Call us for a free no obligation consultation! <br>&nbsp;Click Here<\/a><\/div>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Other Resources:<\/strong>&nbsp;<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><a href=\"http:\/\/www.flhsmv.gov\/\" target=\"_blank\" rel=\"noreferrer noopener\">www.flhsmv.gov<\/a>. Hit-and-Run Crashes on Florida Roads Average Over 103,000 Per Year; Drivers Urged to Stay at the Scene. <a href=\"https:\/\/www.flhsmv.gov\/2023\/02\/01\/hit-and-run-crashes-on-florida-roads-average-over-103000-per-year-drivers-urged-to-stay-at-the-scene\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.flhsmv.gov\/2023\/02\/01\/hit-and-run-crashes-on-florida-roads-average-over-103000-per-year-drivers-urged-to-stay-at-the-scene\/<\/a>&nbsp;<\/li>\n<\/ol>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><a href=\"http:\/\/www.iii.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">www.iii.org<\/a>. Facts + Statistics: Uninsured Motorists. <a href=\"https:\/\/www.iii.org\/fact-statistic\/facts-statistics-uninsured-motorists\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.iii.org\/fact-statistic\/facts-statistics-uninsured-motorists<\/a>&nbsp;<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>By one measure, more than 103,000 hit-and-run accidents occur in Florida every year. Law enforcement tracks down many hit-and-run drivers, [&hellip;]<\/p>\n","protected":false},"author":46,"featured_media":0,"parent":1992,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_cgt_translated_page":false,"_cgt_alternative_url":"","_cgt_current_language":"","_cgt_original_post_id":0,"_cgt_original_language":"","_cgt_target_language":"","footnotes":""},"class_list":["post-8836","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Does Uninsured Motorist Coverage Cover Hit and Run Accidents?<\/title>\n<meta name=\"description\" content=\"Have you been in a hit-and-run accident? 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